Rideshare & Rear-End Collisions — What You Should Know About Uber-Related Crashes

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With millions of monthly active users, Uber and Lyft are some of the most popular transportation apps in the “sharing economy.” While countless passengers have a pleasant experience using these ride-hailing platforms, that doesn’t mean accidents can’t happen. Indeed, as more people sign up to become Uber or Lyft contractors, rideshare-related crashes will become more commonplace. 

Although every car injury case is different, the basics of handling an Uber-related collision are relatively straightforward. Let’s break down exactly what you need to know in the event you’re injured in a “rideshare rear-end.” 

Safety First! Treat an Uber Crash Like Any Other Collision

At the scene of the accident, you should treat a rideshare-related crash like any other car accident. First and foremost, double-check that everyone involved in this collision is safe. If you need medical assistance, call 911 immediately. If not, be sure to alert the local police and await their arrival.

If possible, you should exchange driver’s licenses and insurance information with everyone in the crash. It would help if you also took pictures of any injuries or damage after the collision. It would also be helpful to gather contact info from people who witnessed your crash. Once the police complete their official investigation, be sure to get the officer’s badge number and a copy of the police report. Also, be aware that many Uber drivers have dash-cams on their vehicles. 

The more info you could gather after the crash, the easier time you’ll have of proving your case down the line. This strategy is crucial to keep in mind even if an Uber driver didn’t strike you. 

How Much Does Uber Cover: Understanding the Basics of Uber’s “Period System”

As with any other car crash, you need to prove two things to win a case successfully: damages and liability. What makes charging a rideshare driver extra tricky is that they may have been working for Uber when the collision took place. While the initial claim is against the Uber driver’s personal auto insurance, some complications can lead to a claim again Uber itself.

To handle this complex situation, both rideshare giants offer insurance policies to independent contractors, passengers, and anyone else involved in a crash. However, the amount of money claimants can receive depends on what “period” the accident took place.

You see, Uber and Lyft provide different dollar amounts depending on when the crash happened. Here’s a basic understanding of the “three periods” system:

• Period 1: At this time, the driver logged into the Uber app and is waiting for a ride. If an accident happens during this period, Uber will pay as much as $50,000 for bodily injury per person and a total injury liability of $100,000 per accident. Uber also offers $25,000 for any property damage in each crash. 

• Period 2: This is when a driver has accepted a ride request and is en route to a passenger. During this timeframe, Uber ups the third-party liability claim to at least $1 million. Drivers also enjoy coverage for uninsured and underinsured bodily injury and collision coverage with a $2,500 deductible. 

• Period 3: The final period lasts from the moment a passenger gets into an Uber till the moment they get out at their destination. All of the coverage during Period 2 applies during Period 3. 

Who Should You Call After an Uber Crash?

While you could speak with any car accident lawyer after a crash, it’s better to call a rideshare law office that specifically handles rideshare accidents. Since Uber or Lyft often gets involved in these cases, it can be challenging to fully understand the compensation you’re entitled to. Only lawyers who focus on the ever-changing policies in rideshare law could help you fully understand what you deserve. 

June 8, 2021 · Tim Kevan · Comments Closed
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