What Happens After A Car Accident?

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Accidents can happen in a blink of an eye, and nobody wishes to find themselves in these unfortunate situations. You should expect to be confused, shaken, disoriented, or have a concussion after an accident. This is usually the case, regardless of whether you have just had a massive crash or a minor bump. 

So, what’s next after the accident? If you’ve just had an accident, read through this article and get a comprehensive guide on the steps to take following this incidence.  

  1. Take Deep Breaths to Relax Yourself 

It’s vital to remain calm after an accident because the more relaxed you are, the better placed you’ll be at handling this situation. Therefore, count to ten or take a few breaths to try and relax immediately after the crash. By doing this, you’ll be able to deal with the many emotions, including anger, nervousness, fear, guilt, or shock. It’ll thus allow you to make an informed decision on what’s the best course of action to take.

  1. Confirm the Safety of Everyone 

Once you calm down, you should immediately get out of your car and confirm whether you or any of the passengers are injured. If there’s anyone who has sustained severe injuries, call for emergency medical assistance immediately, or ask for help from bystanders. 

  1. Call the Police 

The next thing you should do is contact the police regardless of the seriousness of the accident to collect evidence, take statements, and enquire the witnesses. They’ll then document the scene and write an accident report. 

You should go to a nearby police station and report the accident yourself if the police aren’t in a position to come. It’s vital always to report an accident to the police because insurance companies expect you to produce a copy of an accident report during the claim process. 

  1. Exchange Appropriate Information 

You need to exchange personal information with the person whom you’ve been involved in a car crash. Doing this is essential, even for a minor car accident and some of the details to exchange should include the following: 

  • The driver’s plate number and license. 
  • Name, phone number, and address of the driver. 
  • Insurance company contact details.
  • Policy number. 

If you decide to hire a lawyer or want to streamline your insurance claim, then exchanging the relevant information is crucial. 

  1. Document the Accident  

It’s necessary to collect every detail about the accident to make it easier to claim compensation from your insurer. These includes the following; 

  • Getting a copy of the accident report which, your insurer may request when filing for an insurance claim for your vehicle. 
  • Identifying the responding police officers by taking down their names and badge number. 
  • Jot down the names and addresses of everyone involved in the crash, including the passengers. 
  • Talk to witnesses and request them for their names, addresses, or phone numbers to say exactly what happened. It’s especially crucial should the other driver contradict with what you’re saying. 
  • Take photos of both vehicles involved in the crash from different angles. By doing this, you can clearly show the damage extent, which is essential during the claim process. 
  1. Contact Your Insurer 

Make sure to inform your insurance company about the accident immediately. This is very important because most insurance companies have a policy requirement on how soon you notify them about the accident. If you fail to do this, there’s a high likelihood of your claim getting rejected. Moreover, you need to contact your personal injury lawyer, especially if you suspect your insurer might not be open to covering the accident. 

However, make sure not to answer questions or give any statement to the insurance covering the other driver with whom you’ve been involved in ab accident. You should instead, first get legal advice from your lawyer before discussing any matter related to the accident. 

  1. Know What Is Covered by Your Insurance Company   

It’ll be easier to follow the insurance process after the accident once you know your coverage details. For instance, you should confirm whether your insurer covers some costs, such as replacement rental car or towing costs. Another question that needs to get answered is who’ll cover any damage to your vehicle following the accident. 

If the damage was minor, you should still involve your insurer and resist the temptation of you and the other driver covering the costs. Doing this is crucial since the other driver might later choose to contradict the earlier agreement, if they find the repair costs are too high. By this time, it might be too late for your insurer to collect the evidence needed to back your claim. 

  1. Deliberate on Hiring a Lawyer  

Hiring an expert attorney is crucial, especially if you were at fault for the accident or if someone got injured. With their experience and expertise, an attorney will be able to best prove your innocence. The best part is the payment to lawyers is made on a contingency fee basis, meaning they only get paid if you get a settlement or awarded damages. 

Conclusion

Getting involved is, without a doubt very traumatic. However, it’s vital to remain calm following each of these steps mentioned above to ensure everyone is safe. Additionally, it helps you get duly compensated for injury or damage caused by accident.

July 29, 2020 · Tim Kevan · Comments Closed
Posted in: Uncategorized