6 Things You Probably Didn’t Know About Workers’ Compensation

Consideration was given for the editing and publication of this post.

As you may know, the workers’ compensation program was created in order to protect employees who were injured on the job. The benefits that come with this program include lost wages, medical costs, as well as rehabilitation costs.

Therefore, when applying for an injury lawsuit in the USA, you might want to check if your accident is covered by workers’ compensation, so that you don’t miss out on possible compensation for your injury.

Still, most people don’t know some of the details and aspects that come with workers’ compensation. As a result, in today’s article, we’ll be talking about six things that you probably didn’t know about this program.

Pre-Existing Conditions that are Worsened by Work

If you suffer from a disease, or have an injury that was caused, made worse, or aggravated by your employment – environment, work conditions, and so on, then you may be eligible for workers’ compensation.

Naturally, pre-existing conditions are covered as well. If that fact that you work in a certain environment worsens one of your pre-existing conditions, then you are covered by this program.

Scars May Also be Covered

As you probably already know, you are entitled to compensation if a work-related injury results in disfigurement or facial scarring. However, what you may not know is that even a surgical scar which resulted from neck surgery, for example, can be covered by workers’ compensation.

Work Exposures and Occupational Diseases

Depending on your work environment, you may be exposed to fumes or chemicals. If you are suffering from a disease – either pre-existing or which resulted from working on the job, you should tell the doctor about the things you are exposed to within your workplace.

Then, your legal representative can help you get MSDS – material safety data sheets. These can help you explain the type of chemicals that are used within your workspace and determine whether they affect your health or not.

You Don’t Need to Prove Your Employer’s Fault

The workers’ compensation is labeled as no-fault. This means that you do not have to prove that your employer was at fault for your accident in order to get compensation.

Moreover, the amount of compensation that you may receive is usually not affected by the degree of your employer’s fault or of your carelessness.

The Program Offers More Than Monetary Compensation

Besides covering your medical bills, the program also provides you with help during the recovery phase. Most US states offer injured workers rehabilitation rights.

If you can’t return to work because of your workplace injuries, then you may also be entitled to vocational rehabilitation benefits in some states. Keep in mind that these benefits vary in terms of the workers’ compensation law in your state and the seriousness of your injury.

Lawyers Usually Work on A Contingency Basis

Usually, lawyers who deal with workers’ compensation cases work on a contingency fee basis. This means that they will receive a percentage of the settlement that is awarded to you – but only if you are awarded one; if you lose, then you don’t have any fees to pay.

Concluding Remarks

While there are many things that must be taken into consideration when it comes to claiming workers’ compensation, it is important that you act swiftly. Don’t wait too long before you decide whether to apply for compensation or not, because some of the bills you incurred for your recovery may not be covered if you apply too late.

Also, make sure that your lawyer explains your situation and your case in detail, so that you know every possible thing about your case. You can always avoid a lawsuit if a settlement out-of-court is favorable to you.

August 9, 2019 · Tim Kevan · Comments Closed
Posted in: Uncategorized